Beauty Therapy & Beautician Public Liability Insurance
Why is it Important?
Public Liability Insurance is essential for beauticians, covering them against potential claims for personal injury or property damage arising from their services. The hands-on services like hair styling, facials, massages, and skin treatments are daily activities, and each carries inherent risks that could lead to client injury or property damage. As brokers, we help beauticians find tailored public liability coverage to protect against these liabilities, offering peace of mind and financial security.
Our role is to ensure that beautician operators are appropriately covered for their specific activities, regardless of your business size. Public liability insurance policies we recommend cover beauticians and apprentices under supervision for activities they are qualified to perform. This includes services like hair cutting, body waxing, facial treatments, eyebrow shaping, microdermabrasion, and various massages. Similarly, services involving specialised equipment—like IPL, spray tanning, or cosmetic tattooing—can lead to liability issues if not performed correctly, so having coverage for these is crucial. At minimum, beauticians need to operate within the relevant Australian Standards, and ensure any product or service they provide also meets these requirements.
As brokers, we work closely with our clients to identify the risks specific to their business, matching them with a public liability policy that meets their needs. Our expertise ensures they remain compliant, secure, and ready to address any claims that may arise. With the right coverage, beauticians can focus on providing exceptional service, knowing they’re protected against the unexpected. Your dedicated account manager is available to answer any insurance-related questions and to assist with claims as they arise.